Current Mortgage Rates

We believe in total transparency. The numbers below are average nationwide rates, which include standard closing costs to show the true cost of borrowing (APR). For example, a 1.99% APR could mean a 1.99% rate with no fees, or a 1.5% rate with 0.49% upfront costs rolled in. Our rates are typically at least 0.25% lower than these averages. Plus, our rates include a lender credit that covers all closing costs—meaning absolutely no fees rolled into the loan OR paid out of pocket.

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Pro tip: Rates update frequently, so be sure to bookmark this page.